Kpay: Hacker

: If you receive a notification about a device change or an OTP you did not request, contact the bank immediately. 3. What to Do if You are Hacked

Using a "kpay hacker" service to intercept the One-Time Password (OTP) sent via SMS. The Reality: This requires a sophisticated cellular network attack (SS7 vulnerability) or bribing telecom employees. These techniques are state-actor level, often costing tens of thousands of dollars. No teenager on Telegram selling a script for $50 can perform a SIM swap. These "services" are advance-fee frauds: you pay the fee, and you never hear from the "hacker" again. kpay hacker

: They may send a link via SMS or Messenger that leads to a fake login page. This page looks identical to the real KBZPay interface, but it's designed to steal your PIN and phone number. : If you receive a notification about a

: Report to Action Fraud or the National Cyber Security Centre (NCSC). The Reality: This requires a sophisticated cellular network